Does auto insurance insure the car or the driver

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 · The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone else’s car. The liability (uninsured motorist and med pay) elements of the policy don’t just cover your car, but you personally. Family MembersEstimated Reading Time: 8 mins.  · Generally, auto insurance will follow the vehicle rather than the driver, but some coverage types follow the driver too. The variables that determine if coverage will follow the driver or .  · Standard auto insurance policies cover the car. By adding complementary policies, you can guarantee you, the driver, and the vehicle will be protected in the event of an accident. If you have a named driver policy, any driver you want to be covered to drive the vehicle needs to be added to the insurance www.doorway.rution: Senior Analyst.

Generally, auto insurance will follow the vehicle rather than the driver, but some coverage types follow the driver too. The variables that determine if coverage will follow the driver or the. The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone else’s car. The liability (uninsured motorist and med pay) elements of the policy don’t just cover your car, but you personally. Family Members. The benefits provided in standard auto insurance policies are limited to vehicles listed in the policy. So generally speaking, the policy insures the car and you as the driver of that car.

Applying for car insurance is a simple process, but each driver has plenty of decisions to make. To make the right choices, the driver needs to understand the minimum coverage they may be required to have by loan agreement or law. Next, the. Learn how to add another driver to your car insurance if someone else will have access to your vehicle. Find out if other coverage options exist. If you drive a car, you should have car insurance. Insurance protects you if you get in an acc. Situations like leaving your lights on all night can kill your car's batteries long before it's time for a regular replacement. Either way, keeping up with your battery is a basic part of vehicle maintenance. Learn the best batteries on the.